An intense zone will be particularly appropriate
Before investing in the real estate business, the future buyer will need to take into account the location of the property that he covetsIt will need to focus on an environment without vis-à-vis, for example. It is necessary, before starting, check with the services of the town hall, regarding any planned construction in the vicinity of the future property. If the investment is for a rental property, it is necessary to invest in an area where the market is attractive. The future buyer will have to choose to invest in the new or the old. The taxation of an investment in the nine is more advantageous. This type of housing is also more functional, since it meets the environmental standards and thermal regulations.
In addition, the buyer will benefit from expenses of notary reduced, only two to three in the nine, compared to six or sep tdans the former.
The choice of the mode of financing is also part of the parameters to take into account, when purchasing a property. It is best to contract a real estate loan, even if the future buyer has the means to pay cash.
The surface of the property also plays a role in the decision.
The more will be consequent, the greater the sum of rents received will be important. A contribution is a sum of money, which will allow the buyer to finance a portion of the property acquired in cash. It also allows you to obtain real estate loans advantageous, because it represents a guarantee of solvency for banks and credit agencies. However, it is quite possible to invest in a property without a contribution prior.
It represents thirty-three of its resources
An investment in a housing intended for rental may be granted a loan without the agreement, since it is possible to finance through the rental income received.
However, the future buyer will have to show the bank a reliable project, as well as a strong case, in order to be eligible for this loan. The well-coveted, must benefit from high quality services, and must be conveniently located. This can be a residence of services, such as a nursing home or a student residence for example.
The debt ratio of the loan without the contribution will be calculated based on the income of the purchaser and its expenditure.
Invest in a rental property offers many advantages, as well as attractive tax regime. This purchase allows for a tax reduction, but also to build capital for retirement or a legacy.
It is also a pension supplement non-negligible, derived from the rents collected.
However, the future buyer will take into account the location of the property. He will see that it is not located in one of the sixty cities to avoid, because a rental market is saturated. If the buyer decides to invest in the new, it will benefit from a tax reduction, proposed by the law Pinel, Censi-Bouvard or leaseback censi.
The goods former to renovate also offer a significant tax benefit, particularly if they are in a protected area.
Before you invest in France, the buyers will have to inquire on the regions where the rental market is attractive, that is to say where the demand is stronger than supply.
This is not the case for all departments.
It will then be necessary to prioritise the regions with a positive development of the population, but also to learn about the cost of rent. In, it is better to invest in a rental accommodation in the Languedoc-Roussillon and Midi-Pyrénées for example. The capital is also a safe value, since the demand is higher than supply. The resort regions, as the Cote d'azur for example, are also areas of choice for investors. It is possible, for any taxpayer residing in France, investing in property abroad. However, it is advisable to favor the goods in Europe or the United States, where the political and economic situations are predictable. In addition, in times of crisis, the rent prices tend to fall substantially. Prior to acquiring a property abroad, it will be necessary to go through several steps. First of all, it is important to check the land registry. Some countries make it complicated, if not difficult, the access to the property, reserved to the inhabitants. The future buyer should also know the amount of the fees at the time of purchase. It is possible to get a mortgage abroad, if the beneficiary receives a salary on the spot and has an address in the country. Invest in a rental property in Spain offers lots of advantages. The victim of the crisis, the country has suffered a significant drop in prices.
It is also a place of resort appreciated by the international tourists and the local, where the rental demand is still strong, throughout the year.
Even if Barcelona and Madrid are prime locations for a property, the mediterranean coastline and atlantic is an ideal environment.
However, even if the quality of the goods is generally constant, the future investor must be wary of the ad teasers. He could then make a bad purchase. allows the acquirer to amortize, on the twenty-eight years, a part of the amount of the investment. In addition, the amount of the deduction is to be calculated on of the purchase price. Another deduction of three nine hundred dollars is granted on the net income to declare. It should also be noted that the United States is proposing that property prices extremely attractive, since the sub-prime crisis. The price of the square meter is between and eight hundred euros, almost two times less costly than in France. How to invest in real estate.
