The procedure of debt collection - Companeo. com

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Speed and efficiency are at the appointment. Good service, useful when there is a lack of time.

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Very good service that puts them in contact with the providers of the services sought. When there is a lack of time this can quickly be in contact with the right people. I was very quickly contacted by different companies that made me earn a considerable amount of time, I am very satisfied and I thank you for that. In the half-day that followed, I was contacted by four or five professionals, who have provided me with the quote that I expected it to be. I had to do was to choose Has recommend Over Approved Suppliers, requests for quotes per day and two hundred people at your service every day. A recovery procedure begins with a during the amicable phase: reminders by mail and telephone made directly by the creditor or by a professional from the recovery mandated. If necessary, it may proceed with an injunction to pay (solution reserved for small amounts), or even by the seizure of the courts.

It also happens that the outstanding payment is finally qualified as a bad debt.

If the settlement of an invoice has not been carried out at the end of the payment period defined in the general conditions of sale, the creditor, through its sales department or accounting officer, will contact the debtor in order to raise awareness of the situation. It may be a simple oversight or an administrative error. If the call remains unanswered, it is time to begin a real recovery proceedings informally (that is to say without resorting to the courts). This work is usually outsourced to a company specialized in debt collection, but it is quite possible to manage internal condition to devote enough time. Plan dates in advance for sending a first letter, then a demand letter if nothing moves. These two mailings can be separated to two weeks, for example. If the raises are friendly and the notice does not give results, the creditor initiates a procedure of judicial recovery. The first step is a hybrid policy: the injunction to pay. If the debtor is not even required to appear before the courts, the stage amiable is here all the same exceeded. It is a fast-track procedure to quickly obtain an enforceable title with the justice.

After you have filed a complete application with the clerk of the competent court (usually the Commercial Court of the region of the debtor), the permit may be granted in less than two months, provided that the debtor does not fulfil opposition procedure.

The creditor then gives the writ of execution to a bailiff, who thus obtains a legal legitimacy to operate an operation input of financial or material from the debtor. If the debtor formally opposes the injunction, the case is hotpot before the courts.

A real procedure of judicial recovery was launched.

It can take several months, or even years. A folder collection brought to justice must be carefully prepared, hence the need to call a lawyer. Any injunction proceeding or judicial recovery may be preceded by a request for precautionary seizure. The latter allows the preservation of the repayment capacity of the debtor in the case where the final judgment gives reason to the creditor.

Once a provisional measure requested, the procedure must be launched with the justice in the following month.

The attachment is cemented by the action of a bailiff. There are benefits of accounting and tax to demonstrate the uncollectibility of a debt for the creditor: Attention, however, the creditor can not claim to enjoy such compensations if it provides evidence that the debt is definitely uncollectible, and this, despite of actions sufficient to obtain its refund Traditionally, in case of failure of the recovery procedure, a certificate of uncollectibility is provided by the professionals hired by the creditor to manage the folder: company debt collection, bailiff, etc This certificate is evidence of the uncollectibility with tax services.